Draft — not yet in effect. This document has not been published yet, so nothing below is currently binding.

Terms of Service

⚠️ DRAFT — not legal advice. This is an AI-generated starting point for CZ Data Pro's attorney to review, edit, and approve before it is published and relied upon. Bracketed `[…]` items are placeholders to fill in. Do not treat this as a finished or enforceable agreement in its current form.

Last updated: [DATE] · Version: DRAFT

1. Agreement

These Terms of Service ("Terms") govern your access to and use of the CZ Data Pro identity service ("czauth") and the applications and services that use it (together, the "Services"), provided by CZ Data Pro ("we," "us"). By creating an account or using the Services, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Services.

2. The Services

The Services provide a shared sign-in identity and the applications built on it. We may add, change, or discontinue features at any time. Some features may depend on third parties (for example, email delivery and sign-in providers).

3. Your account

You must provide accurate information and keep it up to date.
You are responsible for activity under your account and for keeping your sign-in methods secure.
An account is for a single person; do not share it.
You must be at least [16] years old (or the minimum age in your jurisdiction) to use the Services.

4. Acceptable use

You agree not to: misuse or disrupt the Services; attempt to access accounts or data that are not yours; probe, scan, or test the security of the Services without authorization; use the Services to break the law or infringe others' rights; or interfere with other users. You agree to follow any usage guidelines we publish.

5. Suspension and termination

We may suspend or terminate your access, or remove content, at our discretion — including where we reasonably believe these Terms have been violated or to protect the Services or others — except where doing so would breach an applicable contract or law. You may stop using the Services at any time. On termination, sections that by their nature should survive (e.g., ownership, disclaimers, limitation of liability) survive.

6. Your data

You keep your data. We do not claim ownership of the personal and financial information you put into the Services. You grant us the limited license needed to operate and provide the Services to you (for example, to store, process, and display your data back to you), as described in the Privacy Policy. We may create and use aggregated or de-identified data, and we own the software, systems, and derived operational data that make up the Services.

Your rights over your personal data (including access, correction, deletion, and portability) are governed by applicable law and the Privacy Policy, and are not overridden by these Terms.

7. Data availability and deletion

We aim to keep the Services available but do not guarantee uninterrupted access. We may stop providing the Services or delete data at our discretion, except where a contract or law requires us to retain it (for example, financial-record retention) or to delete it (for example, on a valid deletion request). Keep your own copies of anything important; export tools are provided where available.

8. Intellectual property

The Services, including the software, design, and content we provide, are owned by us or our licensors and protected by law. These Terms grant you a personal, non-exclusive, non-transferable, revocable right to use the Services — no other rights are granted.

9. Disclaimers

The Services are provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not provide financial, legal, tax, or investment advice.

10. Limitation of liability

To the fullest extent permitted by law, we will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or goodwill. Our total liability for any claim relating to the Services will not exceed [the greater of the amount you paid us in the prior 12 months or US$100]. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

11. Changes to these Terms

We may update these Terms. For material changes we will provide notice and, where required, ask you to accept the updated Terms before continuing. Your continued use after non-material changes means you accept them. We record which version you accepted and when.

12. Governing law and disputes

These Terms are governed by the laws of [State/Country], without regard to conflict-of-laws rules. [Dispute-resolution / venue / arbitration terms — to be decided with counsel.]

13. Contact

Questions about these Terms: [legal@czdatapro.com].